Motorcycle Insurance in BC
How much does insurance cost?
We get this question a lot, but the truth is that we don’t actually know. This is because there are many factors which can affect your insurance premium, to the point where two people with the exact same bike could end up paying a completely different amount for their insurance.
While we are unable to provide any specific numbers, you’ll find that your insurance premiums may be affected by any of the following factors:
- Driver Factor
- Based on your Driving History or Abstract;
- Includes recorded experience, at-fault accidents, traffic tickets, etc.;
- Insurance & Claims history
- Theft, vandalism, accidents;
- Amount of coverage
- More coverage = More $$;
- Value of bike, deductible;
Specific to motorcycles, the type of usage will not affect your premium (ie. recreation, work, commuting, etc.), however premiums go up with larger engines. Here’s the breakdown:
- Up to 110cc – $
- 111 – 400cc – $$
- 401 – 750cc – $$$
- 751 – 1150cc – $$$$
- Over 1150cc – $$$$$
Types of Insurance
We have assembled this list Private Insurers (last checked 2016). If you know of one that is not on this list, please let us know so we can add them in:
Optional Coverage:
- Guardian Risk Managers
- Megson Fitzpatrick Insurance Services
- Beacon Ridesmart by Cansure
- Irwin & Billings Insurance Brokers
- Central Agencies Insurance Brokers
- BCAA